Homeowners insurance coverage for pipe lining varies depending on the cause of the damage and the terms of the individual insurance policy. Some policies may provide coverage when sewer damage results from a covered event, such as accidental damage, while normal wear, corrosion, aging, tree root intrusion, or lack of maintenance are often excluded.

If sewer pipe damage is discovered, it’s a good idea to review your insurance policy or contact your insurance provider to determine whether any portion of the repair may be covered. Your plumbing contractor can often provide documentation or inspection reports that may assist during the claims process.